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Why Retain Diamond & Diamond Lawyers for your Long-Term Disability Claim
Prepare a Strong Claim
When it comes to Long-term disability claims, creating a strong one is tricky. To ensure that your claim will be approved, Diamond and Diamond attorneys will ask you to provide more medical exams and tests to make a more favorable claim.
Help You with Your LTD Claim
Long-term disability claims are complex and require attention to become successful.
Suppose you’re a victim of carpal tunnel syndrome, fibromyalgia, heart attacks, stroke, arthritis, lupus, and other disabilities that prevent you from going to your job. In that case, you should contact Diamond and Diamond now to know your options.
Appeal a Denied Claim
Receiving a denial is common when it comes to LTD claims. If you’ve received one, don’t lose hope. Diamond and Diamond’s lawyers have years of experience in dealing with LTD claims denial, and they know how to fix your claim, make it more favorable, and have it approved.
Dog Bites that Cause LTD
While most dog bite victims recover from their injuries quickly, there are cases where the dog bite causes long-term impacts on the victim’s life. This happens when the dog bite is deep enough, and it causes damage to muscles, tendons, or nerves, resulting in the loss of functions in one’s arms, hands, or legs. Aside from causing physical pain, dog bites may also cause emotional trauma like PTSD. At Diamond and Diamond, we take these cases seriously, and we do our best to keep our clients on top of negotiations. If you need help with your case, call 1-800-567-HURT now!
Car Accident Injury & Long-Term Disability
A lot of traffic-related accidents result in minor injuries. However, there may be instances when a car accident is severe that the victim may experience significant injuries and long-term disabilities. If you have been a victim of these negligent drivers, Diamond & Diamond will do its best to resolve the case swiftly. As a victim, you deserve to be compensated financially and legally. Learn more about personal injury cases by contacting us.
Did You Know?
The list of long-term disabilities is long. If you think that you are experiencing one, it is essential to talk to an attorney who is knowledgeable in such cases. This will help you know if you have a case or not.
Slip and Falls that Result in Long-Term Disability
Slips and falls can happen anywhere, and the accident may cause injuries linked to long-term disability. Some of the long-term injuries are hip fractures, knee damage, traumatic brain injury, and spinal cord injuries. If you are experiencing these long-term disabilities due to a slip and fall injury, contact Diamond and Diamond so that our experienced lawyers will guide and help you throughout the case. Let Diamond & Diamond aid you in recovering just compensation.
Long-Term Disability FAQs
The length of long-term disability insurance depends on the policy you will avail. Policies with longer durations are more expensive. The length of the cheaper policies are as little as two years, but it is not advisable to pick them since many disabilities last for more extended periods.
A long term disability insurance may cover economic and non-economic damages. Specifically, LTD insurance will cover the months or years when you are unable to work. This means that you will receive your benefits even if you can work in a different job than the one where you got your long-term disability.
The Functional Capacity Evaluation (FCE) is a set of assessments used to determine if your long term disability will affect your ability to complete specific tasks of your job. This assessment was designed to prevent people from abusing long-term disability claims. Most insurance companies use these FCEs to determine if a claim will be denied.
Conditions that qualify as long-term disability include multiple sclerosis, epilepsy, sciatica, paralysis, dementia, Alzheimer’s, Parkinson’s disease, amyotrophic lateral sclerosis (ALS), Bell’s palsy, and Guillian-Barre syndrome.
Normally, long-term disability benefits will begin after three to six months of unemployment. However, some long-term disability policies will actually limit the length of time that you can get your long-term disability benefits.
If your long-term disability insurance benefits claim has been denied, you will typically need to file an appeal within 180 days of the denial. As this is a difficult process, especially if you are suffering from both a disability and the loss of a major income source, it’s best to consult with an experienced personal injury attorney.